Abacus Road®

LICENSE AGREEMENT

Whether or not you intend to use the computer program routines contained in "Market Bubbles, Abacus Road® and the Fight for the American Dream," copyright ©2010 by Robert J. Castro, you must agree to the End User Licensing Agreement (EULA) below to obtain a copy of my book. The EULA protects the patent rights of our charitable foundation, America First Chairable Trust, in the commercial use of Abacus Road® (private individuals are licensed for FREE). The EULA conforms to current understanding of U.S. Patent law that essentially restricts use of computer programs to one user on one machine:

MARKET BUBBLES / ABACUS ROAD® LICENSE AGREEMENT

PLEASE READ THIS LICENSE AGREEMENT CAREFULLY BEFORE CLICKING "I AGREE". BY CLICKING "I AGREE", YOU ARE AGREEING TO BE BOUND BY THE TERMS OF THIS LICENSE AGREEMENT. IF YOU DO NOT AGREE TO ITS TERMS, DO NOT CLICK "I AGREE".

1. Nonexclusive license. The work entitled "Market Bubbles, Abacus Road® & the Fight for the American Dream" accompanying this License Agreement (hereinafter "the work"), regardless of the media on which it is distributed, is licensed to you by Robert James Castro. You may own the medium on which the work is recorded, but Robert James Castro retains title to the work. You may:

• store and access the work on a single computer;
• make a single electronic copy of the work for backup purposes only; and
• create, store and use computerized "implementations" (e.g., software) based upon the algorithms disclosed in the work for your own personal, non-commercial* purposes on a single computer;

2. Restrictions. Except as provided above, you may not:

• sell, convey, transfer, license, sublicense, copy, modify, network, rent, lend, loan, publicly display, publicly perform or distribute the work or any derivative work, including any implementations;
• remove or modify any proprietary notices or labels on the work;
• bypass, modify, defeat, or circumvent security features that protect the work; and
• store the work or any implementations on shared networked storage media.

3. Termination. You may terminate this License Agreement at any time by deleting the work, any implementations and all copies thereof from all storage media on which they are stored. No refund will be made if you terminate this License Agreement.

4. You warrant that you are a natural person.*

5. Disclaimer of Warranty on Use. You expressly acknowledge and agree that use of the work and any implementation is at your sole risk. The work is provided "AS IS" and without warranty of any kind and Robert James Castro EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS AND IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Robert James Castro DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE WORK WILL MEET YOUR REQUIREMENTS. THE ENTIRE RISK AS TO THE RESULTS AND PERFORMANCE OF ANY IMPLEMENTATION BASED ON THE WORK IS ASSUMED BY YOU.

6. Limitation of Liability. UNDER NO CIRCUMSTANCES INCLUDING NEGLIGENCE, SHALL Robert James Castro BE LIABLE TO YOU FOR ANY INCIDENTAL, INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF BUSINESS INFORMATION, AND THE LIKE) ARISING OUT OF THE USE, MISUSE OR INABILITY TO ACCESS THE WORK AND/OR ANY IMPLEMENTATION

7. Controlling Law and Severability. This License Agreement shall be governed by and construed in accordance with the laws of the United States and the State of Maryland, as applied to agreements entered into and to be performed entirely within Maryland between Maryland residents. If, for any reason, a court of competent jurisdiction finds any provision of this License Agreement or portion thereof, to be unenforceable, that provision of the License Agreement shall be enforced to the maximum extent permissible so as to effect the intent of the parties, and the remainder of this License Agreement shall continue in full force and effect.

8. Complete Agreement. This License Agreement constitutes the entire agreement between the parties with respect to the use of the work, and supersedes all prior or contemporaneous understandings or agreements, written or oral, including the license statement appearing in the forematter of the work. No amendment to or modification of this License Agreement may be made unless in writing and signed by you and Robert James Castro.

* Inquiries concerning licenses for corporate entities and commercial use may be directed to Robert James Castro, email: author@abacusroad.com. Fully 80% of proceeds from corporate licenses and commercial use will be donated to charity.